Don't pay for someone to help you apply for loan forgiveness. Really?
When I read an article that says, "You never have to pay someone to help you apply for loan forgiveness", it makes me wonder if they really understand what's going on in the industry? Do they know that student loan service providers don't really care whether you are successful at obtaining your goal of becoming debt free? Do they know that 99% of applicants have been denied loan forgiveness, due to the mismanagement of their accounts and the inaccurate information they have given those applicants? Do they know that thousands of borrowers have made payments that they THOUGHT were going towards the forgiveness program, only to be told later, that the payments didn't qualify, or that they were on the WRONG program? Being in the debt relief/document preparation industry for 10 years, I have spoken to no less than 8,000 student loan borrowers, so believe me, I know what I'm talking about. These people tell me their sad stories like "I sent in my paperwork t